My 5 Point Plan

After voicing my opposition to Obamacare last night, I would like to propose a brief plan of my own.
First, I would also like to make another point known in Obama's plan. Under Obamacare, a small business that employs say twenty employees or more, and does not offer them health insurance, would be forced to pay up to an 8% tax. Put that on top of the other tax increases Obama is pushing, and many states could have a top rate of 60%. These businesses could include the mechanic down the street, or the burger shop on the corner. They simply cannot afford this.

Now back to my point. I resent people that criticize but don't put forth ideas of their own, so here is my plan of sorts.

First, pooling small business health care. Nowadays, large corporations receive huge discounts on health insurance for their employees because of the volume of people to be insured. If we could pool together 100 small businesses consisting of up to maybe 50 employees each, then the mechanic down the street could afford to insure his employees.

Second, open state boundaries to health insurance consumers. Right now, states regulate who can and cannot offer insurance within their borders. This decreases competition and creates near monopolies in some states. Just as we in Michigan can purchase car insurance from California, we should be able to do the same for health insurance.

Third, electronic medical records. Storing our records online with our insurance companies would ensure tests are not repeated unnecessarily, raising costs for everyone. It would also decrease the use of paper and help the environment.

Fourth, tort reform. Doctors repeatedly test for every possible condition, not because they believe a patient may have that disease, but because they are afraid of getting sued by a disgruntled patient. This would reduce hospital costs, and reduce costs doctors pay for their own insurance, thus reducing how much we pay them.

Fifth, tax credits for all families to purchase health insurance. This credit would increase as well if the family receives annual physicals for their entire life. This is preventative because it is much cheaper to treat cancer if we find it in the first 6 months, rather then when the person is collapsing and sure to die.

So there ya go, let me know what you think.